Eurobarometer: Poverty and difficult mortgages

As indicates the Eurobarometer on Poverty and Social exclusion The Spanish are the Europeans with more difficulties to obtain a mortgage. The community Executive prepares this report from the consultations to 27.000 European citizens carried out between ends of August and middle of September.

The majority (90 %) of the Spanish consulted on the accessibility to a mortgage affirms that it is "difficult" to gain access to this type of credits, while only 6 % thinks that “it is not difficult”, very distant proportion of 74 % of Finns who say to have no problems to obtain a mortgage. Also, in Spain also there happens the biggest percentage of the citizens' EU that “difficulties“ have to gain access to other bank loans (78 %) and to obtain a credit card (55 %).

On the other hand, the year 2010 has been declared by the EU like European Year of Struggle against the poverty. In this context, the Eurobarometer presents to us a situation in which 73 % of the Europeans thinks that the poverty is a situation it is generalized in his country. In Spain, this social perception of the poverty is 66 %, being located below the European average. Three countries in his citizens think that poverty exists more there are Hungary, Bulgaria and Romania, with more than 90 % of the interrogated persons who think this. On the contrary, in Denmark (31 %), Cyprus (34 %) and Sweden (37 %) his citizens consider the best situation.

To determine the poverty concept, the EU places the threshold 60 % of the minimum wage of every country. This way, this situation affects 16 % of the population of the EU, that is to say to approximately 80 million citizens. Nevertheless, only 12 % of the consulted Europeans considers to be "difficult" to come in order month. Of course, 56 % considers it of an "intermediate" difficulty, with what the percentage might be extended. On the other hand, 30 %, it considers to be "easy" to come in order month.

The principal reasons that for the Europeans explain the poverty are the excessive unemployment (52 %), the too low wages (49 %), the insufficiency of the public assistance and of the pensions (29 %) and the excessive price of the housing (26 %).

As for the persons in charge, for 53 % of the consulted citizens the national Government is the principal person in charge of the reduction of the poverty, followed by the proper citizens (13 %), by the European Union (9 %), and of the regional and local authorities and finally of the ONG and charitable organizations, both with 7 %.

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